Coverage That Keeps Your Wheels Turning

Insurance built for Texas drivers & fleet owners.

Commercial Truck Insurance That Works Like You Do

If you're hauling loads across Texas or operating a local fleet in East Bernard, you need commercial truck insurance that’s more than just paperwork. We help owner-operators, small fleet managers & business owners in El Campo, Eagle Lake, Rosenberg & beyond get coverage that actually fits the job.


Whether you're insuring one rig or a handful of vehicles, we walk you through your options—liability, cargo, physical damage & more. No fluff. No surprises. Just solid policies with a local expert who understands trucking risks, timelines & tight margins.

Why Texas Drivers Work With Us

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We Know Trucking Risks

We help protect against the things that really happen—accidents, downtime, cargo issues & beyond.

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We Work With Specialized Carriers

Not all insurers handle trucking. We work with carriers who get the business and cover what matters.

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Quick Turnarounds, No Red Tape

Need a COI? Last-minute policy change? We move fast because we know you have loads to move.

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Support That Stays on the Line

From onboarding to claims, you’ll talk to someone who knows your name—and how to help.

Coverage Built for the Road Ahead

Primary Liability

Covers bodily injury & property damage if you're at fault in an accident.

Physical Damage

Covers repair or replacement costs if your truck is damaged in a crash or storm.


Motor Truck Cargo

Protects the freight you're hauling if it’s lost, stolen, or damaged in transit.

Non-Trucking Liability

Covers personal use of your truck when it’s not under dispatch.


Trailer Interchange

Covers trailers you don’t own while they’re in your care under interchange agreements.

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Real Questions from Owner-Ops & Fleet Managers

Commercial Trucking Insurance FAQs

  • What kind of trucking businesses do you insure?

    We work with local haulers, long-haul drivers, dump truck operators, tow truck businesses & more. If you're based in Texas and operate under your own authority or lease to a company, we can help tailor a policy to your exact needs—big or small.

  • Do I need cargo insurance if I only haul locally?

    Yes—accidents, theft, and cargo damage can happen even on short routes. Motor truck cargo insurance helps protect your load and your reputation. Local or regional, it’s coverage worth having—and often required by shippers or brokers.

  • Can you insure fleets as well as single trucks?

    Absolutely. Whether you own one truck or several, we help you find a policy that scales. That includes liability, physical damage, and optional add-ons. We’ll also help streamline your paperwork and ensure your certificates are always up to date.

  • What factors affect my premium?

    Several things—driver experience, vehicle type, routes, cargo type, and claims history. Safety programs and telematics can help lower rates. We review all of it with you and work to place you with a carrier that fits your risk profile best.

  • What if I need a certificate of insurance (COI) quickly?

    No problem. We issue COIs fast so you can meet load requirements without delays. Just call or email your agent, and we’ll send it out—often within minutes. We know your time is money.

Ready to Insure Your Rig?

Let’s keep your operation rolling. Whether you're starting out or expanding your fleet, we’ll help get you covered without slowing you down. Fill out the quick form and we’ll follow up with clear options, fast COI support & real advice you can use on the road.

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