Weekend Wheels, Fully Covered

Insurance for RVs, ATVs & more—Texas-ready, worry-free.

Coverage for All the Ways You Get Away

Whether you’re towing the camper out of East Bernard or hitting the trails near El Campo, you need recreational insurance that fits your gear, your budget & your kind of adventure. We help protect your RV, travel trailer, boat, ATV, or golf cart—so you can spend more time playing and less time stressing.


Our policies are built for real use, real risks, and real weekends—not just cookie-cutter coverage. We explain what’s required, what’s smart, and what each policy actually protects. From roadside breakdowns to storage protection, we’ll walk you through it all, clearly and simply.

Why Local Texans Insure Their Toys With Us

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We Understand Local Lifestyles

Whether you're lake-bound or trail-hopping, we know how Texans use their toys.

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Options for Every Ride

From pop-up campers to side-by-sides, we’ll help match coverage to your setup.

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We Keep It Flexible

Seasonal use? Storage gaps? We build your policy around how—and when—you ride.

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We're Here Between Trips

Questions? Claims? You’ve got a local agent who’s available even when your wheels aren’t turning.

Coverage Options for the Fun Stuff

Collision Coverage

Helps cover repairs if your RV or toy is damaged in an accident.


Comprehensive Coverage

Covers theft, vandalism, weather damage & more—even if you’re not using it.


Liability Protection

Helps pay for injuries or damages to others if you're at fault.

Personal Belongings Coverage

Covers your gear, tools & travel items stored in your RV or camper.


Emergency Expenses

Covers travel or lodging costs if your trip is interrupted by a covered claim.

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Ask Us Before You Hit the Road

RV & Recreational Insurance FAQs

  • Is RV insurance required in Texas?

    Yes, if your RV is motorized and driven on public roads, you’re required to carry at least liability insurance. Even for towable units, insurance is strongly recommended—especially if you’ve financed the RV or want to protect what’s inside. We’ll guide you on what’s required and what’s smart.

  • What’s covered under recreational vehicle insurance?

    Policies typically include liability, collision, and comprehensive coverage—plus optional extras like roadside assistance and personal belongings protection. The specific setup depends on the type of vehicle you have and how you use it. We tailor each policy to your ride and routine.

  • Do I need separate insurance for my ATV or golf cart?

    Yes. Most homeowners policies don’t extend coverage to recreational vehicles like ATVs, side-by-sides, or golf carts—especially off your property. We offer standalone policies for all your gear, so nothing gets left out.

  • Does RV insurance cover full-time living?

    Standard policies assume recreational use only. If you live in your RV full-time, you’ll need a specialized policy that acts more like homeowners coverage. We’ll walk you through those differences and make sure your lifestyle is properly covered.

  • Can I pause coverage during off-season months?

    Some insurers offer flexible options for storage periods—but you’ll want to keep basic protection in place. Fire, theft, or weather damage can happen even when your vehicle is parked. We’ll help you adjust your policy without leaving it exposed.

Get a Quote for Your Weekend Ride

No matter what you drive—or where it takes you—we’ll help protect it with insurance that fits. Fill out the quick form and one of our local agents will reach out to help you compare options. We keep it simple, honest, and built around your life.

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