Coverage That’s Got Your Back

Liability protection for Texas businesses, big & small.

Protection for the “What Ifs” of Business

From slip-and-falls to damaged property, general liability insurance helps protect your business from costly accidents and legal claims. Whether you're a contractor in Wallis or run a shop in East Bernard, we help you understand what coverage you need—and why it matters.



General liability is often required for jobs, leases & peace of mind. We’ll walk through limits, exclusions, and real-world examples so you can choose confidently. It’s not just about having insurance—it’s about knowing what it does when you need it most.

Why Local Businesses Insure with Us

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Why Local Business Owners Trust Us

We won’t just hand you paperwork—we explain how each part actually works for your business.

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Coverage That Matches the Job

From retail to roofing, we tailor your plan to fit your industry and client needs.

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We Work With Your Deadlines

Need proof of coverage fast? We move quickly so you don’t lose a contract or delay a job.

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Local Help When It Counts

We’re in East Bernard, not a call center—get help from someone who knows your name.

What Liability Insurance Can Cover

Bodily Injury

Covers repairs or rebuilding costs if your business structure is damaged.


Property Damage

Pays for damage to someone else's property caused by your work or employees.


Legal Defense Costs

Covers attorney fees and court costs if your business is sued over a covered claim.


Advertising Injury

Protects against claims of slander, libel, or copyright infringement in your marketing.


Medical Payments

Pays for minor injuries without requiring the injured party to sue your business.

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Smart Business Means Asking Smart Questions

General Liability Insurance FAQs

  • Do I need general liability insurance if I’m a small business?

    Yes. Accidents don’t care about business size. Even sole proprietors can face expensive legal claims. General liability insurance helps protect your finances and reputation—plus, it’s often required to rent a space, work with contractors, or bid on jobs. We’ll help you find a policy that fits.

  • What’s not covered by general liability insurance?

    It typically doesn’t cover employee injuries, auto accidents, or professional mistakes (like bad advice or service errors). For those, you may need workers’ comp, commercial auto, or professional liability. We’ll help you see where general liability stops—and what else you may need to fill the gaps.

  • How much general liability insurance do I need?

    It depends on your industry, contract requirements, and risk tolerance. Standard policies start at $1 million in coverage. We’ll walk through your operations and help determine the right limits—without selling you more than you need.

  • Is this the same as a BOP policy?

    Not quite. A BOP (Business Owner’s Policy) includes general liability and property coverage. It’s a great bundled option for many small businesses. If it fits your needs, we’ll quote both so you can compare.

  • How quickly can I get proof of insurance?

    Fast. We issue Certificates of Insurance (COIs) for general liability policies often within the same day. If you’ve got a deadline for a contract or lease, just give us a heads-up—we’ve got your back.

Let’s Lock in Your Coverage

Whether you’re getting a policy for the first time or need to renew a contract tomorrow, we can help. Fill out the form and a local agent will follow up with simple, accurate info tailored to your business. No hard sell—just straight answers.

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